CUNNINGHAM INSURANCE SERVICES
CUNNINGHAM INSURANCE SERVICES

The priorities at different stages of life are shown on the diagram below. My services focus on a person’s financial needs from middle-age through end of life.

 

 

 

Our financial and insurance needs change over time. The "Rule of 100" states that the percentage of one’s assets at risk should never be greater than the number you get when you subtract your age from 100. In other words, if you are 60 years old, no more than 40% of your liquid assets should be exposed to risk. The reason this rule makes sense is that the older we get, the less time we have to recover from losses.

  

We insure our homes, our cars and our lives.  Why not reposition an appropriate percentage of our retirement assets into programs that are safe and protected and that will provide a lifetime of guaranteed income?  You cannot overstate the peace of mind that comes from having guaranteed income that will last a lifetime and beyond.  Insurance companies have done a great job responding to this need with flexible products that just make sense.

 

Print | Sitemap
© Cunningham Insurance Services